Tag Archives: health insurance

Not a bill

2 May

Neglected (but not forgotten) in the excitement over opening my mouth for the first time in three weeks was the arrival on Wednesday of a statement for my treatment in the emergency room. It stated in big letters that it was not a bill, and that the hospital was in the process of billing my insurance company. Unfortunately, it appears that (in spite of the EMT in the ambulance telling me that he had submitted information for both insurances) they have only my student insurance information, which is secondary to the plan I have through my father’s job. I’ll have to get that corrected, and it will almost surely be more trouble than it needs to be.

Fortunately, the charges are less than I thought they might be (although still a substantial sum of money for a stay of less than four hours). I’m surprised, though, by a charge of $157.10 for “Pharmacy”. The only things I can think of that this might have covered are the hospital robe, the stuff they used to clean my abrasions, the needle and thread to stitch my wounds, the tube of bacitracin ointment they gave me, and the shirt I left the hospital in. They didn’t even bandage my wounds, so there would have been no charge for bandages. I’ve listed a lot of possibilities, obviously, but it’s still hard for me to believe it would add up to that much, and some of it I would have expected to be included under “Emergency treatment” instead. Luckily, my insurance should cover almost all of the charges (once I get the correct information to the hospital), but I have to feel bad for the uninsured patient who has to pay the whole bill.

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